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At F&M Bank, our goal is to help you Increase your Income, Decrease your Risk, Save Time, Save Money, and Improve Your Operating Efficiencies & Controls.

Create a TEAM effort between your business and F&M Bank to offer your employees first-rate banking products and a knowledgeable staff to guide them in their financial decisions. F&M Bank offers your employees a variety of FREE products and services with direct deposit of their payroll.

  • Free Rewards Checking Account* or Regular Free Checking Account
  • Free Direct Deposit
  • 1st Order of Checks is FREE for new participants
  • Free Online Banking and Free Online Bill Pay
  • Free 24 Hour Telephone Banking
  • Free ATM/Check Card*
  • Free On-site Financial Management Seminars
  • Discount on Consumer Loans*
  • CD Rate Bonus
  • Safe Deposit Box Rental Discount
  • Current Participants can earn $10 in Tomah Bucks when they Refer-A-Friend
  • Great Rates and No Annual Fee VISA Credit Card*



* To qualified customers